Money is personal. But clarity makes it powerful. If you want to get ahead financially, these 10 questions are your compass:
How much do I spend each month — and on what?
What’s my exact debt — and interest rates?
What’s my net worth today?
Am I saving more than I’m spending?
Do I have an emergency fund that can last 3–6 months?
How much am I investing monthly — and where?
What are my short-term financial goals?
Am I prepared for irregular expenses (travel, repairs, gifts)?
What’s my plan for increasing income in the next 12 months?
Do I understand where my money goes when I send it abroad or receive it?
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