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Fees Associated with Adding Money to Your Wallet

Understand the fees involved when adding money to your PadiePay wallet.

PadiePay is committed to keeping fees transparent and low when you add money to your wallet.

You'll always see any applicable fees clearly displayed before you complete your transaction, ensuring full transparency.

Here’s what you can expect regarding fees:

  • Bank Transfer (via virtual account): Usually free.
  • Card Payments: May incur a ₦50–₦100 processing fee depending on your card issuer.
  • Mobile Money & USSD: Charges depend on your network provider.
  • You’ll always see the applicable fee (if any) before completing the transaction.
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PadiePay is a trademark of PadiePay Global Payments Limited (USA, UK, Canada) and Crossanct Limited (Nigeria)

PadiePay Global Payments Inc, is registered and regularised in Canada by the Financial Transactions and Report Analysis Centre of Canada as a Money Service Business.

PadiePay Global Payments Inc is also registered in the United States as a Money Service Business with the United States Financial Crimes Enforcement Network (FinCEN).

© PadiePay 2026. All rights reserved.

© PadiePay 2026. All rights reserved.

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