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Funding Limits and How to Increase Them

Understand your PadiePay funding limits and how to increase them for more flexibility.

PadiePay implements funding limits based on your account verification status to ensure security and compliance.

Increasing your verification level grants you access to higher transaction limits, allowing for greater flexibility in managing your funds.

PadiePay applies funding limits based on your verification status:

  • Unverified users: ₦20,000 daily limit.
  • KYC Level 1 (Basic): ₦100,000 daily.
  • KYC Level 2 (Full): ₦500,000+ daily.

To increase your funding limits:

  • Complete or update your KYC verification.
  • Go to Settings > Verification.
  • Submit the required documents for review.
  • Higher limits may also be considered on a case-by-case basis for verified merchants.
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PadiePay is a trademark of PadiePay Global Payments Limited (USA, UK, Canada) and Crossanct Limited (Nigeria)

PadiePay Global Payments Inc, is registered and regularised in Canada by the Financial Transactions and Report Analysis Centre of Canada as a Money Service Business.

PadiePay Global Payments Inc is also registered in the United States as a Money Service Business with the United States Financial Crimes Enforcement Network (FinCEN).

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© PadiePay 2026. All rights reserved.

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